Get approved for your Arro Card in 5 minutes or less!

Start with up to $200 and grow your credit immediately in the app. Use your virtual Arro Card instantly. Your physical Arro Card will arrive within 7 days of approval.

Program Features

No Credit History Needed
No Security Deposit Required
Earn 1% cash back on gas & groceries, including Walmart and Target
Instant Access to Credit Limit Increases
Reporting to All 3 Credit Bureaus

First Name

Last Name

Zip Code

Email Address

Are you a student?

Yes

Are you employed or receive benefits of more than $1,000/month?

Yes

Do you have an active checking account with a positive bank balance of at least $50 that you are willing to connect to the Plaid verification system?

Yes

I certify that I am a U.S. Resident and that I am 18 years of age or older.

(Optional) I consent and understand I will receive physical and digital communications from Infusion Strategies and its selected marketing partners under the ArroCardNow.com brand that comply with the Marketers Privacy Policy.

Grow Credit

Complete personal finance lessons and challenges to unlock up to $2,500 credit limit over time.

Earn Rewards

Earn 1% cash back on gas & groceries, lower your interest rate, and unlock higher credit limits as you level up.

Boost Your Score

Check your credit report anytime you want (no strings attached). Plus, we report your payments to all 3 credit bureaus, giving your credit score a loving boost.