The Easy, Safe Way to Build Credit

Get approved for your Arro Card in 5 minutes or less. Use your virtual Arro Card instantly. Your physical Arro Card will arrive within 7 days of approval.

Program Features

No Credit History Needed
No Security Deposit Required
No Impact to Your Credit Score when Applying
Instant Access to Credit Limit Increases
Free Credit Score Tracker
Reporting to All 3 Credit Bureaus

First Name

Last Name

Zip Code

Email Address

Are you a student?

Yes

Are you employed or receive benefits of more than $1,000/month?

Yes

Do you have an active checking account with a positive bank balance of at least $20 that you are willing to connect to the Plaid verification system?

Yes

I certify that I am a U.S. Resident and that I am 18 years of age or older.

(Optional) I consent and understand I will receive physical and digital communications from Infusion Strategies and its selected marketing partners under the ArroCardNow.com brand that comply with the Marketers Privacy Policy.

Grow Credit Safely

Complete in-app activities to earn more credit you can use instantly.

Earn Rewards

Level up to lower your interest rate and unlock other rewards in less than 5 minutes a day.

Boost Your Score

Check your credit report anytime you want (no strings attached). Plus, we report your payments to all 3 credit bureaus, giving your credit score a loving boost.